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Health Insurance

April 23, 2024
314 Insurance Advisors

Explanation of Benefits – Why Is it Important? 

Medical bills can be confusing even for those with top-notch health insurance from a trusted carrier. That’s why, after a visit to a health care facility and submitting a claim against your coverage, your health insurance company will generally send you an explanation of benefits (EOB) form. These documents are intended to help you and […]
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February 20, 2024
314 Insurance Advisors

Help Your Employees Navigate the High Cost of Prescription Drugs 

In an era where health care costs, particularly that of prescription drugs, continue to rise, employers are faced with the challenge of supporting their employees in managing the high expenses associated with it. The burden of these costs can significantly impact the well-being and productivity of the workforce. Employers are crucial in alleviating this financial […]
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December 29, 2023
314 Insurance Advisors

Why You Should Offer HSAs to Your Employees in La Grange, KY 

In the ever-evolving landscape of employee benefits, health savings accounts (HSAs) have emerged as a valuable tool for employers and employees. Offering an HSA as part of an employee benefits package can provide numerous advantages that contribute to overall financial well-being and promote a healthier workforce. Also known as HSA insurance, these arrangements are generally […]
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October 19, 2023
314 Insurance Advisors

When Should I Get Supplemental Health Insurance?

Health insurance is like a safety net, providing financial protection in times of medical need. However, even the most comprehensive health insurance plans may not cover all expenses. This is where supplemental health insurance comes into play. What Is Supplemental Health Insurance? Supplemental health insurance, also known as “gap insurance” or “secondary insurance,” is a […]
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