Medicare Advantage Overview 

Navigating your Medicare options can feel overwhelming, especially as you approach retirement or otherwise become eligible for these programs. At 314 Insurance Advisors, our team is dedicated to helping you understand your choices and find the coverage that fits your needs. One popular option for many Kentucky residents is a Medicare Advantage plan.

What Is Medicare Advantage?

Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare (Parts A and B). These plans are offered by approved private insurance companies and can combine hospital, medical and prescription drug coverage into a single policy. Many Medicare Advantage plans also include additional benefits, such as coverage for dental, vision and hearing care, and wellness programs.

Key Benefits of Medicare Advantage Plans

As their name suggests, Medicare Advantage plans may provide policyholders with valuable advantages compared with other coverage options. Specifically, you might enjoy the following benefits:

• All-in-one coverage—Your various medical needs can all be covered under a single plan.
• Additional benefits—Your Part C plan may include dental, vision, hearing and fitness programs not covered under Original Medicare.
• Predictable costs—Many plans offer set copays and out-of-pocket maximums, helping you budget effectively and limiting financial stress.
• Coordinated care—Some Medicare Advantage plans use provider networks to help manage your care.

Who Is Eligible for Medicare Advantage?

To enroll in a Medicare Advantage plan, you must:

• Be enrolled in Medicare Part A
• Be enrolled in Medicare Part B
• Live in the plan’s service area

How Our Team Helps Kentucky Residents

Choosing the right Medicare plan is a big decision. Our team is here to guide you through the process. We’ll help you compare Medicare Advantage plans available in La Grange, KY, explain the differences and answer questions about coverage, costs and provider networks.

Contact us today to schedule a consultation and get personalized support from our experienced advisors.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.